Australia's health insurance premiums will rise almost $150 (or equivalent to Rp 1.5 million) per year for most families this year.
The Health Minister of Australia, Greg Hunt, has given his approval to the private health insurance companies to raise their premiums an average of 3.95 percent from April 1.
The increase in premiums last year was 4.84 percent.
Estimates of the Government of Australia is the cost premium of one person $1.40 (greater or equivalent (USD 14,000) each week ($73 for this year).
As for the family, the Government of Australia expect they will pay an additional premium of about $2.75 (or equivalent to Rp 27,500) per week ($143 for this year).
"Governance reform Turnbull to reduce the pressure faced by private health insurance companies today have the lowest annual premium changes in nearly two decades, " said Hunt.
However, this may not be much increase the affordability of health insurance — because of rising almost 4 percent this is the equivalent of a two-fold increase in the average salary of workers and other cost of living increases.
Last year, the growth of wages and inflation rising about 2 percent.
"Death and taxes is no longer the only certainties in life-health insurance price increase massively also now included in the certainty that " said Sophie Walsh, an insurance specialist at finder.com.au, price comparison sites.
"With insurance companies that increase their annual premiums more than double the growth rate of wages, it becomes more important to look around and make sure You get the best deals to avoid paying a premium that is not You need. "
If you are aged 20s and is considering to buy private health insurance premiums or not, learn first what benefits are offered to you.
If you are aged 20s and Central weighing the to buy or not to buy private health insurance, take a look at what can be done these changes for you.
Nevertheless, the Minister Greg Hunt said the results would be worse without government intervention it recently.
"There is already a private health insurance reform are significant we announce in October last year and has made an impact and it will continue to lower the cost."
The reform includes a savings of $1.1 billion (or equivalent Rp11 trillion) from the Reformation to the list of a prosthesis, and "$6.4 billion (or equivalent to Rp 64 trillion) per year in the private health insurance rebate to help keep the price premiums remained affordable ".
How great player comparison
Of the four largest private health insurance company premium hikes, HCF (3.39 percent) are the lowest.
Medibank and its subsidiaries will raise their average premiums amounted to 3.88 percent.
Nib will raise premiums amounted to 3.93 percent.
The increase in premiums amounted to 3.99 percent by the insurance company Bupa is the most expensive, and higher than average which was announced by the Government of Australia (3.95 percent).
"Citizens of Australia have the highest life expectancy in the world and access to world-class health care ... but it was an expensive price, " says Managing Director Bupa, Dr Dwayne Crombie.
On a weekly basis, Bupa estimates the increase in premiums will cost an additional $2 (or equivalent Rp 20 thousand) per week – it's 43 percent higher than the average increase outlined by Government ($1.40).
If you will be entering the age of 30 years and you don't already have private health insurance, time to decide to follow or not is now.
Family who are insured with Bupa will pay an additional $4 (or equivalent to Rp 40 thousand) per week-45 percent higher than the average increase in weekly ($2.75).
Executive Director of Medibank, Craig Drummond, says rising prices need to be put in perspective.
"Private health Costs increased about 5 percent over the last 12 months, " said.
"Cost is largely driven by medical inflation and an increase in the frequency of people looking for treatment."
Higher premiums are also encouraged by "an aging population, the increasing chronic disease ... and the cost of new medical technology, " says CEO Nib, Mark Fitzgibbon.
"In the big picture, we really lack the adequate tax payers to fund growing retired population."
He also warned that "as we do with pension funds, people should be responsible for the health care costs of their lifetime."
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